LendingGenie.ai

Terms & Conditions

Last Updated: 2026

These Terms & Conditions (“Terms”) govern your access to and use of the LendingGenie.ai website, platform, and services (collectively, the “Service”).

LendingGenie.ai (“LendingGenie,” “we,” “us,” or “our”) is a trade name and brand operated by Libereos Inc., a Florida corporation.
By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Nature of the Service

LendingGenie is a subscription-based software-as-a-service (SaaS) platform that provides:

  • Educational information related to credit and lending concepts

  • Analytical tools, simulations, and data visualizations

  • Generalized insights based on user-provided or authorized data

LendingGenie does NOT:

  • Provide loans or financing

  • Act as a lender, broker, creditor, or financial institution

  • Provide credit repair, debt relief, or credit counseling services

  • Make lending or credit decisions

  • Guarantee funding, approvals, or financial outcomes

All services are informational and educational only.

2. No Financial, Legal, or Credit Advice

Nothing on the Service constitutes financial, legal, tax, or credit advice.
You are solely responsible for your decisions and should consult licensed professionals before making financial decisions.

3. No Guarantees

LendingGenie makes no guarantees regarding:

  • Loan approvals

  • Credit score changes

  • Funding amounts

  • Financial results of any kind

Use of the Service does not ensure eligibility for any financial product.